For project finance analysts and infrastructure advisors

Understand the model. Before the investment committee does.

Navigate any project finance model in hours — debt sizing, DSCR, equity waterfall, sensitivity tables. Every formula traceable. Every scenario exportable to a clean .xlsx your credit committee can review.

No credit card · No data retention by default · Export to standard .xlsx

The problem

The model arrived Friday. The memo is due Wednesday.

20 tabs, 6 debt tranches, DSCR computed somewhere in a column you haven’t found yet. You need to understand the key assumptions, flag the stress scenarios where cover ratios break, and produce a credit memo — by end of week.

You paste what you can into Claude. It helps — but it can’t see the whole structure at once, and you re-explain the same thing every session. The logic doesn’t persist. Every morning starts from scratch. And you’re doing this on your personal AI account, with project data.

Layerz is the structural layer between your model and your AI. It reads the variables, formulas, and financial logic — not just the cells. Your agent navigates the model, stress-tests assumptions, and flags where cover ratios break — while the data stays in your environment.

What Layerz changes

From cells to financial logic.

TodayWith Layerz
Re-explain the model every AI sessionModel structure persists — your agent knows the architecture
AI reads cells, not financial logicVariables, formulas, and debt relationships are machine-readable
DSCR and cover ratios are manual recalculationsRun sensitivity on any assumption — debt sizing, revenue ramp, cost overrun
Building under deadline means recycling a 2019 fileDefine the structure once — reinstantiate for each new deal
Model audit is a manual trace through linked cellsEvery formula traced to its source — defensible in front of a lender’s auditor
Upload project data to a personal AI accountBYOA: your tokens, your environment — data does not leave your setup
The client and the credit committee need .xlsxExport a clean standard file — no Layerz login required on their end
How it works
1

Import the received model

Upload the Excel. Layerz maps the structure: revenue assumptions, cost lines, debt tranches, DSCR logic.

2

Connect your agent

Your Claude or Codex reads the model structure directly. No copy-paste, no re-explanation session to session.

3

Navigate and stress-test

Ask your agent to identify where cover ratios break under revenue stress, run sensitivity on construction costs and interest rates, flag undocumented assumptions.

4

Build your own deal model

On the origination side, define the structure once. Reinstantiate it for the next greenfield or brownfield.

5

Export for the committee

Standard .xlsx. Your credit committee, your MD, your co-lender opens a spreadsheet. Layerz is not visible.

For the deal you didn’t originate

Most diligence is reading someone else’s model.

Most project finance work is not building models from scratch. It is understanding a model someone else built, under assumptions that were in their interest to present favorably.

Layerz gives your AI the structural context to read that model intelligently — not just surface-level. When the sponsor’s advisor says the base case DSCR is 1.35x, your agent already knows where the revenue growth assumption is, what the debt service schedule looks like, and what stress scenario makes it break.

That is a different quality of diligence than pasting tab by tab into a chat window.

What you can do

In the time you have, not the time you’d like.

Map a received model in under two hours

LBO, PPP, infrastructure: financial architecture, debt tranches, DSCR logic — all mapped before the kickoff call.

5×5 sensitivity tables

Construction cost overrun vs. revenue ramp. Clean output ready to present to the credit committee.

Spot what the sponsor’s advisor hid

Circular references, undocumented assumptions, formula inconsistencies — before the committee does.

Reusable project finance templates

PPP, renewable energy, toll road, real estate development. Define once, reinstantiate per deal.

A model that passes audit

Every variable named, every formula traceable, every change logged. Defensible end-to-end.

Pricing

Free for individuals. Paid when your organisation collaborates.

Individual

€0 /month — forever

Sign up with Google — free

Unlimited deal models — your data stays in your environment, free as long as you're the only editor

  • Unlimited models
  • Professional and commercial use included
  • One editor: you
  • Unlimited viewers and share links
  • MCP + REST API access (rate-limited — 500 MCP tool calls, 1 000 API calls / month)
  • Bring your own agent — your Claude, your tokens
  • Excel, JSON and raw export, always
Team

€29 /editor/month excl. tax

Start with your team — 29 €/editor

For when the deal team edits the same models

  • Everything in Individual
  • Multiple editors on the same models
  • Team versioning and history
  • Roles and permissions (rolling out)
  • Team-wide FINANCE.md and conventions
  • Workspace admin (rolling out)
  • Priority support
  • Personal onboarding within 24h of subscribing

Full pricing details

Map the model. Run the stress. Ship the memo.

No credit card · No data retention by default · .xlsx export always free

Try it free — bring your own Claude